A life settlement is the sale of a life insurance policy for a price that is greater than the current surrender value. Many individuals and corporations are capitalizing on the ability to unlock significant cash resources, allowing them to more effectively plan for today and the future.

For many individuals, life insurance can become unaffordable or have reduced value. Instead of letting the policy lapse or surrendering it for the less than optimal cash surrender value, there is an alternative.

First Equity Benefits of America offers a valuable and fair option for these people. Through a life settlement, we buy unwanted existing policies from qualified policy owners in exchange for an immediate lump sum payment – usually much higher than the cash surrender value. Whether you are looking to liquidate unwanted policies, eliminate costly premiums or simply to take that “vacation I always dreamed of”, First Equity Benefits of America will treat you respectfully, efficiently and with the highest level of integrity.

We (or, if required by law, a life settlement provider in your jurisdiction) will work with your insurance broker, attorney or CPA to quickly and professionally assess the market value of your life insurance policy and upon qualification, will offer you the most competitive lump sum payment in as little as 30 days from submission.

To learn more about life settlements and our services, see our FAQs section. If you would like us to review your policy for potential life settlement, please contact your financial advisor and request that he/she contact us.

Thank you for visiting our web site. We hope that we have provided you with the information you require to make an informed decision regarding life settlements. Remember, LIFE INSURANCE SHOULD ALSO BE ABOUT LIVINGsm.