Recognizing that a fast response is not only desirable but crucial to the success of completing the transaction, we ask that the broker and/or advisor assist us in expediting our response by providing us with as complete a file as is possible.

The following documentation is required.

• a completed FEBA policy application form which can be found on our website in the “Secure Advisor Area” In order to access this document, you must register as a professional advisor which will provide you with access to our application forms, FAQ’s, compensation data as well as other relevant information. Click here to register.


• In order to effectively underwrite your client’s mortality we must have at least prior 5 years medical history.


• We must have a LE certificate prepared by a LE certificate provider who is a member of LISA. In the event that we are required to obtain our own certificate, the cost of receiving the certificate is part of the consideration in establishing the settlement price.


• Once your client’s file has received medical underwriting approval we will then proceed to pricing. In order to price effectively and fairly to both your client and FEBA, our actuaries must have a copy (confirmed by you to be a true copy) of the policy document and a current statement of the policy status from the underwriting insurance company. This statement cannot be more then 1 week old and should include disclosure as to premium status (date of last premium paid), cash value, dividends and policy loans if any.

By complying with these requirements at the outset, you will speed the process significantly and allow FEBA to provide you with a fair and expedited decision. It is in the interest of you, your client and FEBA that we deal with all files in a clear, concise, complete and accurate fashion.

We at FEBA thank you for both your co-operation and the opportunity to be of service.